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Setting Up Your Bank Account for Wishgain Pay

What you need before you start, the bank fields required in each country, and what happens after you save.

Written by Ulyana

Wishgain Pay sends money straight to your bank on our own rail. Free, 1 to 2 business days, and we cover the transfer fees.


✅ Before you start

Finish identity verification. Your bank account is bound to the identity you verified, and we cannot save an account before that.


📝 What you will enter

Your first name, last name, date of birth and country come from your verification report and cannot be edited here. You then add:

  • Address and phone: required by our payout partner for bank transfers

  • Bank details, which vary by country:

    • United States: 9-digit routing number, account number (4 to 17 digits), account type, and your SSN or ITIN

    • Canada: 5-digit transit number, 3-digit institution number, account number (5 to 12 digits)

    • Germany and Sweden: IBAN

Your SSN or ITIN is required by our payout partner to verify your identity for bank transfers. It is stored encrypted, never displayed back and never shared beyond that verification.


🔒 After you save

We email you whenever a bank account is added or changed. If you get that email and it was not you, contact us immediately.

New accounts have a 24-hour hold before the first withdrawal.

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