Wishgain Pay is Wishgain's own payout rail. Withdrawals go directly from your Wishgain balance to your bank account, and Wishgain covers every transfer fee.
⏱️ Speed and cost
Standard: free, arrives in 1 to 2 business days.
Premium members: priority Lightning payouts on every gift, also free. In the US, when reserve funds are available, each gift is sent to your bank right away. In other countries, each gift is processed first and arrival depends on the local bank rail.
🛠️ Setting up Wishgain Pay
Complete identity verification. Your bank account is bound to your verified identity, so this step comes first.
Open Gains → Payout and choose Wishgain Pay.
Enter your bank details. In the US this is a routing and account number; in Canada a transit, institution and account number; in SEPA countries an IBAN. Some countries require a tax identification number, which is stored encrypted and never displayed.
Review and confirm. You will receive an email confirming the new account.
🔒 Security
An email is sent every time a bank account is added or changed. If it was not you, contact support immediately.
New bank accounts have a 24-hour cooling-off period before the first withdrawal.
Bank details are encrypted end to end and shared only with our payout partner.
🌍 Availability
Wishgain Pay is available in selected countries, including the United States, Canada and SEPA countries such as Germany, and is expanding. Where it is not yet available, Stripe Connect or MassPay is offered instead; note that MassPay charges its own e-wallet fees, which Wishgain cannot cover for security reasons. See Payout Methods.