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Wishgain Fee Structure

A complete breakdown of the service fee on Wishgain, who pays it and what it covers.

Written by Ulyana

Wishgain does not take a commission from creators. Every gift listed on a wishlist is paid to the creator in full. The service fee is added at checkout and paid by the supporter.


💳 Service fee: 10%

A 10% service fee is added to the gift amount at checkout. For example, a $100 gift costs the supporter $110 and the creator receives $100.


đŸȘ™ Small gifts under $20

For gifts under $20, a flat $2 service fee applies instead of the 10% rate. Small transactions carry proportionally higher processing costs, and the flat fee keeps them viable for creators.


⚡ Lightning payout (optional)

At checkout, supporters can choose Lightning payout so the gift is paid out to the creator with priority, ahead of the standard payout window. Lightning payout adds $3 for gifts up to $100, or 3% for gifts above $100. It is always optional and always paid by the supporter.


💳 What the fee covers

  • Payment processing and fraud prevention

  • Chargeback protection and dispute handling

  • Identity verification and compliance

  • Hosting, engineering and product development

  • Customer support


💰 No deductions from creators

There are no platform commissions, payout fees, subscriptions or hidden charges for creators. Standard payouts through Wishgain Pay and Stripe Connect are free, and the full gift amount is credited to your balance. The only exception is MassPay: MassPay charges its own e-wallet and transfer fees, which are deducted from the payout. For security reasons Wishgain is not able to cover these third-party fees.

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