Total Fee: 6.5% + 0.5% (Paid by Fans)
On Wishgain, all platform fees are paid by fans at checkout — not creators.
The total transaction fee is 7.0%, structured as:
0.5% Climate Contribution
6.5% Platform Operations & Protection
There are no hidden deductions from creators after the transaction is completed.
🌱 0.5% — Climate Contribution (Stripe Climate)
We allocate 0.5% of every transaction to climate initiatives through Stripe Climate.
This contribution supports advanced carbon removal technologies and long-term environmental solutions aimed at reducing atmospheric CO₂.
You can learn more about the initiative here:
https://climate.stripe.com/w3H7PN
This portion is not retained as profit — it is directed toward climate impact.
🔐 6.5% — Platform Operations & Protection
The remaining 6.5% supports the core infrastructure that makes Wishgain secure and sustainable:
Payment Processing Infrastructure
Secure transaction routing, encryption, and financial network integrations.
Chargeback & Fraud Protection
Dispute management systems, fraud detection tools, risk monitoring, and evidence submission processes that help protect creators from financial loss.
Operational Costs
Engineering, platform development, server hosting, compliance requirements, and customer support operations.
These systems ensure that creators are protected from payment risks and that the platform operates reliably.
Small Gift Fee (Under $20)
For gifts under $20, a fixed $1.50 processing fee applies in addition to the 7.0%.
Smaller transactions carry proportionally higher processing costs, which this fixed amount helps offset. We are actively working to reduce this fixed fee as we optimize infrastructure and scale.
Clear, Upfront, Predictable
Our approach is simple:
Paid by fans
0.5% allocated to climate contribution
6.5% allocated to platform protection and operations
$1.50 fixed fee for gifts under $20
No hidden markups.
No surprise deductions.
Full transparency at checkout.
Wishgain is built to protect creators while operating responsibly and sustainably.