As a Premium member, every gift you receive gets a priority Lightning payout automatically, even if the supporter does not switch on Lightning payout at checkout. Your gifts move to the front of the payout queue instead of waiting for the standard payout window. There is no fee.
⚡ How to get your payouts to your bank fastest (US)
Complete identity verification if you have not already.
Add your bank account under Gains → Payout → Wishgain Pay.
Set Wishgain Pay as your default payout method.
From then on, when reserve funds are available, each Lightning payout is sent to your bank right away. If you are paid through Stripe Connect or MassPay, each Lightning payout is sent to your Stripe Connect account or MassPay e-wallet right away. Moving the funds from there to your bank or wallet is handled by Stripe or MassPay and can take longer, depending on the country.
💡 Good to know
Lightning payout is priority processing, not a guaranteed arrival time. When demand is high or reserve funds are temporarily limited, a payout can take longer, but it always keeps its priority.
Newly added bank accounts have a 24-hour cooling-off period before the first withdrawal, for your security.
Once funds reach your Stripe Connect account or MassPay e-wallet, Stripe's or MassPay's own timing applies, and MassPay's own e-wallet fees still apply.
If Premium does not renew, gifts stop getting Lightning payout automatically and payouts return to the free standard timing of 1 to 2 business days, unless a supporter adds Lightning payout to a gift at checkout.
For creators who are not Premium members, supporters can still speed up an individual gift with Lightning payout at checkout.